We provide independent investment advisory services, compliance oversight, and retirement plan designs to employers through customized program engagements, fully integrated with each client's total rewards strategy.
Independent Advice in Four Key Areas
As an Investment Advisor registered with the Securities Exchange Commission, we provide transparent ERISA 3(21) Investment Advisory services to employers. As part of our service model, we deliver Fiduciary Risk Management and Oversight, Plan Design Consulting, and Retirement Plan customization. Clients often partner with us on project-specific engagements to help them review investment providers record-keepers.
Investment Advisory and Fiduciary Services
- Serve as your ERISA 3(21) Fiduciary
- Provide risk insight company and committee
- Qualitative and quantitative investment reviews
- Independent and unbiased recommendations
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Provider Review, RFP, and Fee/Service Negotiations
- Your advocate in leveraging provider resources and negotiating fees
- Conduct RFP/RFI to identify market-leading providers and best-fit partners
- Oversee all aspects of plan conversions as an extension of your HR/Benefits team
Plan Design Consulting, Optimization, and Benchmarking
- Focus on the company's total rewards strategy
- Optimize dollars to maximize participation and retirement readiness
- Benchmark to industry standards to attract and retain top talent
Customized Services
- Supplemental plan considerations like non-qualified deferred compensation plans
- Project engagement during mergers and acquisitions, plan terminations, acquisitions, etc.
Our Approach
Assist plan fiduciaries in understanding their roles and responsibilities.
Establish and promote process-centric plan governance committees to maximize retirement savings outcome for plan participants, while minimizing risks.
Align our clients with "best fit" providers to deliver outstanding investment platforms, and administrative and participant services at a competitive cost.
Transform our clients' plans to meet "best practices" using an integrated service model approach to plan management - from plan design consulting to operational and compliance review and ongoing investment due diligence.
Educate employees and promote plan benefits to help maximize retirement plan savings for participants. Our ultimate goal is for participants to have a successful retirement experience.
Team strategy focus on partnership with fiduciary committees
Precept Advisory Group Headquarters, 130 Theory, Suite 200, Irvine, CA 92617
949.955.1430
We are providing this information to you in our capacity as financial professionals with knowledge and experience in the insurance and securities industries, and not as legal or tax advice. The issues addressed may have legal or tax implications to you, and we recommend you speak with your legal counsel and/or tax advisor before choosing a course of action based on any of the information contained herein.
Changes to factual circumstances or to any rules or other guidance relied upon may affect the accuracy of the information provided. Marsh & McLennan Agency LLC is not obligated to provide updates on the information presented herein. This website is solely for informational purposes.
Securities and investment advisory services offered through MMA Securities LLC (MMA Securities), member FINRA / SIPC, and a federally registered investment advisor. Main office: 1166 Avenue of the Americas, New York, NY 10036. Phone: (212) 345-5000. Investment advisory services additionally offered through MMA Asset Management LLC, a federally registered investment adviser. Home office: Eight Tower Bridge, Suite 1200, Conshohocken, PA 19428. Phone; (610) 684-3200. Variable insurance products distributed by MMA Securities LLC, CA OK 81142. Marsh & McLennan Insurance Agency LLC, MMA Securities LLC, and MMA Asset Management LLC are affiliates owned by Marsh & McLennan Companies. Investment advisory services for MMA Prosper WiseSM are offered solely as a registered investment adviser through MMA Securities LLC. Certain investment adviser representatives of both MMA Securities LLC and MMA Asset Management LLC are additionally registered representatives of MMA Securities LLC.
A copy of our written disclosure statement discussing our advisory services and fees is available for your review upon request. Please consult a tax professional for specific tax inquiries and recommendations. Advisory services are only offered to clients or prospective clients where MMA Securities and/or MMA Asset Management, and its representatives, are properly licensed or are exempt from licensure. Past performance is no guarantee of future returns and investing involves risk and possible loss of principal capital. No advice may be rendered unless a client agreement is in place. d/b/a in California as Marsh & McLennan Insurance Agency LLC; CA Insurance Lic: 0H18131.
Copyright © 2025 Marsh & McLennan Agency LLC. All rights reserved. Fee-based investment advisory services available only to residents of states where MMA Securities LLC and MMA Asset Management LLC are registered and its investment adviser representatives are properly licensed or exempt from licensure.